/*!
 * SavagePayMS - Premium Enterprise Fintech Design System
 * Built for conversion, trust, and enterprise quality.
 * Inspired by Stripe/Adyen but 100% original.
 */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&family=Manrope:wght@500;600;700;800&family=Plus+Jakarta+Sans:wght@500;600;700;800&family=Space+Grotesk:wght@500;600;700&display=swap');

:root {
  /* Core Palette */
  --navy-950: #060D1F;
  --navy-900: #0A1931;
  --navy-800: #12224A;
  --navy-700: #1A2D5D;
  --navy-600: #223A75;
  --royal-600: #1E40AF;
  --royal-500: #2F5BFF;
  --royal-400: #5B7FFF;
  --royal-300: #8AA2FF;
  --royal-50: #EEF2FF;
  --emerald-600: #059669;
  --emerald-500: #10B981;
  --emerald-50: #ECFDF5;
  --emerald-100: #D1FAE5;
  --gray-50: #F8FAFC;
  --gray-100: #F1F5F9;
  --gray-200: #E2E8F0;
  --gray-300: #CBD5E1;
  --gray-400: #94A3B8;
  --gray-500: #64748B;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-900: #0F172A;
  --white: #FFFFFF;
  --black: #000000;

  /* Semantic */
  --bg: #FFFFFF;
  --bg-soft: #F6F7F9;
  --bg-muted: #F8FAFC;
  --border: #E6E8EF;
  --border-strong: #D5D9E5;
  --text: #0F172A;
  --text-muted: #64748B;
  --text-soft: #94A3B8;

  /* Shadows */
  --shadow-xs: 0 1px 2px rgba(10,25,49,0.05);
  --shadow-sm: 0 2px 8px rgba(10,25,49,0.06), 0 1px 2px rgba(10,25,49,0.04);
  --shadow-md: 0 8px 24px rgba(10,25,49,0.08), 0 2px 8px rgba(10,25,49,0.06);
  --shadow-lg: 0 16px 40px rgba(10,25,49,0.10), 0 4px 12px rgba(10,25,49,0.06);
  --shadow-xl: 0 24px 64px rgba(10,25,49,0.12), 0 8px 24px rgba(10,25,49,0.08);
  --shadow-royal: 0 8px 24px rgba(47,91,255,0.28);
  --shadow-emerald: 0 8px 24px rgba(16,185,129,0.24);

  /* Radii */
  --r-xs: 8px;
  --r-sm: 12px;
  --r-md: 16px;
  --r-lg: 20px;
  --r-xl: 24px;
  --r-2xl: 32px;
  --r-full: 9999px;

  /* Layout */
  --container: 1280px;
  --header-h: 78px;

  /* Transitions */
  --ease-out: cubic-bezier(0.16,1,0.3,1);
  --ease-spring: cubic-bezier(0.34,1.56,0.64,1);
}

/* Reset */
*,*::before,*::after{box-sizing:border-box}
*{margin:0}
html{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;scroll-behavior:smooth}
body{font-family:Inter,ui-sans-serif,system-ui; background:var(--bg); color:var(--text); line-height:1.6; font-size:16px; overflow-x:hidden}
img,svg{display:block; max-width:100%}
a{color:inherit; text-decoration:none}
button,input,select,textarea{font:inherit}
ul,ol{list-style:none; padding:0}

/* Typography Hierarchy */
.h1,h1{font-family:'Plus Jakarta Sans',Inter,sans-serif; font-weight:800; letter-spacing:-0.03em; line-height:0.95}
.h2,h2{font-family:'Plus Jakarta Sans',Inter,sans-serif; font-weight:800; letter-spacing:-0.025em; line-height:1.05}
.h3,h3{font-family:Manrope,Inter,sans-serif; font-weight:700; letter-spacing:-0.02em}
h4{font-family:Manrope,sans-serif; font-weight:700}
.caption{font-size:11px; font-weight:700; letter-spacing:0.14em; text-transform:uppercase; color:var(--royal-500)}

/* Container */
.container{width:min(100% - 32px, var(--container)); margin-inline:auto}
.section{padding:96px 0}
.section-sm{padding:64px 0}
@media(max-width:768px){.section{padding:64px 0}}

/* Glass + gradients utilities */
.glass{background:rgba(255,255,255,0.72); backdrop-filter:blur(18px) saturate(1.2); -webkit-backdrop-filter:blur(18px) saturate(1.2); border:1px solid rgba(255,255,255,0.6)}
.glass-dark{background:rgba(10,25,49,0.72); backdrop-filter:blur(18px) saturate(1.2); border:1px solid rgba(255,255,255,0.08)}
.gradient-mesh{background:
  radial-gradient(600px 400px at 20% 10%, rgba(47,91,255,0.16), transparent 60%),
  radial-gradient(800px 600px at 80% 0%, rgba(16,185,129,0.12), transparent 60%),
  radial-gradient(500px 500px at 50% 120%, rgba(47,91,255,0.08), transparent 70%),
  var(--bg)
}
.gradient-royal{background:linear-gradient(135deg, var(--royal-500) 0%, #7C3AED 100%)}
.gradient-navy{background:linear-gradient(180deg, var(--navy-900) 0%, var(--navy-950) 100%)}
.text-gradient{background:linear-gradient(90deg, var(--royal-500), #7C3AED); -webkit-background-clip:text; background-clip:text; color:transparent}

/* Buttons */
.btn{display:inline-flex; align-items:center; justify-content:center; gap:10px; padding:0 22px; height:48px; border-radius:var(--r-full); font-weight:700; font-size:14.5px; letter-spacing:-0.01em; transition:all .22s var(--ease-out); border:1px solid transparent; white-space:nowrap; cursor:pointer; position:relative; overflow:hidden}
.btn:active{transform:translateY(1px) scale(.99)}
.btn-primary{background:var(--navy-900); color:var(--white); box-shadow:var(--shadow-sm)}
.btn-primary:hover{background:var(--navy-800); transform:translateY(-1px); box-shadow:var(--shadow-md)}
.btn-royal{background:var(--royal-500); color:#fff; box-shadow:var(--shadow-royal)}
.btn-royal:hover{background:var(--royal-600); transform:translateY(-1px); box-shadow:0 12px 32px rgba(47,91,255,0.32)}
.btn-emerald{background:var(--emerald-500); color:#fff; box-shadow:var(--shadow-emerald)}
.btn-emerald:hover{background:var(--emerald-600); transform:translateY(-1px)}
.btn-ghost{background:var(--white); color:var(--navy-900); border-color:var(--border); box-shadow:var(--shadow-xs)}
.btn-ghost:hover{border-color:var(--border-strong); transform:translateY(-1px); box-shadow:var(--shadow-sm)}
.btn-lg{height:54px; padding:0 26px; font-size:15.5px}
.btn-sm{height:38px; padding:0 16px; font-size:13.5px}
.btn-icon{width:48px; padding:0; border-radius:var(--r-full)}
.btn .arrow{transition:transform .22s var(--ease-out)}
.btn:hover .arrow{transform:translateX(3px)}

/* Header */
.header{position:fixed; inset:0 0 auto 0; z-index:60; height:var(--header-h); transition:all .32s var(--ease-out); border-bottom:1px solid transparent}
.header.transparent{background:transparent}
.header.solid{background:rgba(255,255,255,0.88); backdrop-filter:blur(20px) saturate(1.3); -webkit-backdrop-filter:blur(20px) saturate(1.3); border-bottom-color:var(--border); box-shadow:0 1px 0 rgba(10,25,49,0.04)}
.header-inner{display:flex; align-items:center; justify-content:space-between; height:var(--header-h); gap:24px}
.logo{display:flex; align-items:center; gap:10px; font-weight:900; letter-spacing:-0.03em; font-family:'Plus Jakarta Sans',sans-serif; font-size:20px}
.logo-mark{width:36px; height:36px; border-radius:10px; background:linear-gradient(135deg, var(--navy-900), var(--royal-500)); display:grid; place-items:center; color:#fff; font-weight:900; box-shadow:0 6px 18px rgba(47,91,255,0.28)}
.nav{display:flex; align-items:center; gap:6px}
.nav a{padding:10px 14px; border-radius:100px; font-size:14px; font-weight:600; color:var(--gray-600); transition:all .2s}
.nav a:hover{color:var(--navy-900); background:var(--gray-50)}
.nav a.active{color:var(--navy-900)!important; background:var(--gray-100)}
/* After scrolling */
.header-inner.scrolled .nav a {
    color: var(--navy-900) !important;
}


/* Optional hover */
.header-inner .nav a:hover {
    color: #2563eb;
}
.header.transparent .nav a{color:rgba(255,255,255,0.72)}
.header.transparent .nav a:hover{color:#fff; background:rgba(255,255,255,0.10)}
.header.transparent .logo{color:#fff}
.header.solid .logo{color:var(--navy-900)}
.header-cta{display:flex; align-items:center; gap:10px}
.mobile-toggle{display:none; width:42px; height:42px; border-radius:100px; border:1px solid var(--border); background:var(--white); place-items:center}
@media(max-width:1024px){.nav,.header-cta .btn-ghost{display:none}.mobile-toggle{display:grid}.header.transparent .mobile-toggle{background:rgba(255,255,255,0.12); border-color:rgba(255,255,255,0.18); color:#fff}}
.mobile-menu{position:fixed; inset:var(--header-h) 0 0 0; background:rgba(255,255,255,0.96); backdrop-filter:blur(24px); z-index:59; padding:16px; transform:translateY(-8px); opacity:0; pointer-events:none; transition:all .28s var(--ease-out); overflow-y:auto}
.mobile-menu.open{transform:translateY(0); opacity:1; pointer-events:auto}
.mobile-menu a{display:flex; padding:18px 20px; border-radius:16px; font-weight:700; font-size:16px; border:1px solid var(--border); background:#fff; margin-bottom:10px}
.mobile-menu a:hover{border-color:var(--royal-500)}

/* Hero */
.hero{position:relative; padding:calc(var(--header-h) + 64px) 0 88px; overflow:hidden; background:var(--navy-950)}
.hero-bg{position:absolute; inset:0; pointer-events:none}
.hero-bg .grid{position:absolute; inset:0; background-image:linear-gradient(rgba(255,255,255,0.06) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.06) 1px, transparent 1px); background-size:40px 40px; mask-image:radial-gradient(80% 80% at 50% 20%, black 40%, transparent 90%)}
.hero-glow{position:absolute; width:800px; height:800px; border-radius:50%; background:radial-gradient(45% 45% at 50% 50%, rgba(47,91,255,0.28) 0%, rgba(16,185,129,0.12) 40%, transparent 70%); top:-200px; right:-200px; filter:blur(8px)}
.hero-glow-2{position:absolute; width:600px; height:600px; border-radius:50%; background:radial-gradient(50% 50% at 50% 50%, rgba(16,185,129,0.18), transparent 70%); bottom:-120px; left:-120px}
.hero-content{position:relative; display:grid; grid-template-columns:1.15fr .85fr; gap:56px; align-items:center}
.hero-copy h1{font-size:clamp(40px, 6vw, 78px); color:#fff; margin-bottom:18px}
.hero-copy .sub{font-size:clamp(16px, 1.6vw, 19px); line-height:1.6; color:rgba(255,255,255,0.68); max-width:54ch; margin-bottom:28px}
.hero-badges{display:flex; flex-wrap:wrap; gap:10px; margin-bottom:20px}
.badge{display:inline-flex; align-items:center; gap:8px; padding:8px 14px; border-radius:100px; font-size:12.5px; font-weight:700; letter-spacing:-0.01em; border:1px solid rgba(255,255,255,0.14); background:rgba(255,255,255,0.08); color:rgba(255,255,255,0.86)}
.badge .dot{width:6px; height:6px; border-radius:50%; background:var(--emerald-500); box-shadow:0 0 0 4px rgba(16,185,129,0.18)}
.hero-ctas{display:flex; flex-wrap:wrap; gap:12px; margin-bottom:28px}
.trust-row{display:flex; align-items:center; gap:18px; flex-wrap:wrap; padding-top:22px; border-top:1px solid rgba(255,255,255,0.10)}
.trust-row .avatars{display:flex}
.trust-row .avatars img{width:36px; height:36px; border-radius:50%; border:2px solid var(--navy-950); margin-left:-8px}
.trust-row .avatars img:first-child{margin-left:0}
.trust-meta{color:rgba(255,255,255,0.72); font-size:13.5px; line-height:1.5}
.trust-meta strong{color:#fff}

/* Hero Visual Card */
.hero-visual{position:relative}
.dashboard-card{background:linear-gradient(180deg, rgba(255,255,255,0.92), rgba(255,255,255,0.88)); backdrop-filter:blur(20px); border-radius:24px; border:1px solid rgba(255,255,255,0.8); box-shadow:0 24px 80px rgba(0,0,0,0.28), 0 1px 0 rgba(255,255,255,0.6) inset; overflow:hidden;}
.dashboard-card-header{padding:18px 22px; display:flex; align-items:center; justify-content:space-between; border-bottom:1px solid var(--border)}
.dashboard-card-header .dots{display:flex; gap:6px}
.dashboard-card-header .dots span{width:10px; height:10px; border-radius:50%; display:block}
.dashboard-body{padding:22px}
.metric-grid{display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-bottom:18px}
.metric{background:#fff; border:1px solid var(--border); border-radius:16px; padding:14px 16px}
.metric-label{font-size:11px; font-weight:700; letter-spacing:0.08em; text-transform:uppercase; color:var(--text-muted); margin-bottom:6px}
.metric-value{font-family:Space Grotesk,monospace; font-size:22px; font-weight:700; letter-spacing:-0.03em}
.metric-change{font-size:12px; font-weight:700; color:var(--emerald-600); display:inline-flex; align-items:center; gap:4px; margin-top:4px}
.sparkline{height:36px; background:linear-gradient(180deg, rgba(47,91,255,0.12), transparent); border-radius:8px; margin-top:10px; position:relative; overflow:hidden}
.sparkline::after{content:''; position:absolute; left:0; right:0; bottom:0; height:28px; background:
  radial-gradient(2px 2px at 10% 60%, var(--royal-500) 100%, transparent 100%),
  radial-gradient(2px 2px at 30% 40%, var(--royal-500) 100%, transparent 100%),
  radial-gradient(2px 2px at 55% 30%, var(--royal-500) 100%, transparent 100%),
  radial-gradient(2px 2px at 80% 50%, var(--royal-500) 100%, transparent 100%);
  opacity:0.6
}
.tx-list{display:grid; gap:10px}
.tx{display:flex; align-items:center; gap:12px; padding:12px 14px; border-radius:12px; background:var(--gray-50); border:1px solid var(--border)}
.tx-icon{width:36px; height:36px; border-radius:10px; display:grid; place-items:center; background:#fff; border:1px solid var(--border)}
.tx-meta{flex:1}
.tx-title{font-weight:700; font-size:13px}
.tx-sub{font-size:12px; color:var(--text-muted)}
@media(max-width:1024px){.hero-content{grid-template-columns:1fr; gap:36px}.hero-visual{order:-1}.dashboard-card{transform:none}}

/* Trusted by */
.trusted{padding:26px 0; background:#fff; border-top:1px solid var(--border); border-bottom:1px solid var(--border)}
.trusted-inner{display:flex; align-items:center; gap:32px}
.trusted-label{font-size:11px; font-weight:800; letter-spacing:0.14em; text-transform:uppercase; color:var(--text-muted); white-space:nowrap}
.logo-marquee{flex:1; overflow:hidden; position:relative; mask-image:linear-gradient(90deg, transparent, black 8%, black 92%, transparent)}
.marquee-track{display:flex; gap:48px; align-items:center; animation:marquee 28s linear infinite; width:max-content}
.marquee-track span{font-family:Space Grotesk,sans-serif; font-weight:700; font-size:15px; letter-spacing:-0.02em; color:#16223E; opacity:0.72; display:inline-flex; align-items:center; gap:8px}
.marquee-track span i{width:28px; height:28px; border-radius:8px; background:var(--gray-100); display:inline-grid; place-items:center; font-style:normal; font-size:12px}
@keyframes marquee{from{transform:translateX(0)} to{transform:translateX(-50%)}}

/* Section headings */
.section-head{max-width:720px; margin:0 auto 48px; text-align:center}
.section-head h2{font-size:clamp(28px, 4vw, 48px); margin:12px 0 14px}
.section-head p{color:var(--text-muted); font-size:17px; line-height:1.6}
.section-head.left{margin:0 0 40px; text-align:left; max-width:640px}

/* Icon cards */
.grid-3{display:grid; grid-template-columns:repeat(3,1fr); gap:18px}
.grid-2{display:grid; grid-template-columns:repeat(2,1fr); gap:18px}
.grid-4{display:grid; grid-template-columns:repeat(4,1fr); gap:16px}
@media(max-width:900px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}.grid-4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.grid-4{grid-template-columns:1fr}}
.card{background:#fff; border:1px solid var(--border); border-radius:var(--r-xl); padding:26px; transition:all .28s var(--ease-out); position:relative; overflow:hidden}
.card:hover{transform:translateY(-3px); box-shadow:var(--shadow-md); border-color:var(--border-strong)}
.card-premium{background:linear-gradient(180deg, #fff 0%, #FBFCFF 100%)}
.icon-box{width:48px; height:48px; border-radius:14px; display:grid; place-items:center; background:var(--royal-50); border:1px solid #DDE3FF; color:var(--royal-500); margin-bottom:16px}
.icon-box.emerald{background:var(--emerald-50); border-color:#BBF7D0; color:var(--emerald-600)}
.icon-box.navy{background:#EEF0F8; border-color:#D8DDF0; color:var(--navy-900)}
.card h3{font-size:18px; margin-bottom:8px}
.card p{color:var(--text-muted); font-size:14.5px; line-height:1.6}
.card ul{margin-top:12px; display:grid; gap:8px}
.card ul li{display:flex; gap:10px; font-size:13.5px; color:var(--gray-600)}
.card ul li::before{content:'✓'; width:20px; height:20px; border-radius:50%; background:var(--emerald-50); color:var(--emerald-600); display:grid; place-items:center; font-weight:800; font-size:11px; flex-shrink:0; border:1px solid #BBF7D0}

/* Industries - premium 3 cards */
.industry-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:20px}
@media(max-width:980px){.industry-grid{grid-template-columns:1fr}}
.industry-card{border-radius:24px; padding:28px; position:relative; overflow:hidden; border:1px solid var(--border); background:#fff; transition:all .28s var(--ease-out)}
.industry-card:hover{transform:translateY(-4px); box-shadow:var(--shadow-lg)}
.industry-card .top{display:flex; align-items:center; justify-content:space-between; margin-bottom:18px}
.industry-badge{padding:6px 12px; border-radius:100px; font-size:11px; font-weight:800; letter-spacing:0.08em; text-transform:uppercase}
.badge-low{background:var(--emerald-50); color:var(--emerald-600); border:1px solid #BBF7D0}
.badge-med{background:#FFFBEB; color:#D97706; border:1px solid #FDE68A}
.badge-high{background:#FEF2F2; color:#DC2626; border:1px solid #FECACA}
.industry-card h3{font-size:22px; margin-bottom:12px}
.industry-card .desc{color:var(--text-muted); font-size:14px; margin-bottom:18px; line-height:1.6}
.tag-cloud{display:flex; flex-wrap:wrap; gap:8px; margin-bottom:22px}
.tag{padding:7px 12px; background:var(--gray-50); border:1px solid var(--border); border-radius:100px; font-size:12.5px; font-weight:600; color:var(--gray-700)}
.industry-cta{display:flex; align-items:center; gap:8px; font-weight:700; font-size:13.5px; color:var(--royal-500)}

/* Benefits */
.benefit-section{background:var(--navy-900); color:#fff; position:relative; overflow:hidden; border-radius:32px; margin:0 16px}
.benefit-section .section{padding-top:88px; padding-bottom:88px}
.benefit-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:18px}
@media(max-width:900px){.benefit-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.benefit-grid{grid-template-columns:1fr}}
.benefit-card{background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.10); border-radius:20px; padding:24px; transition:all .24s}
.benefit-card:hover{background:rgba(255,255,255,0.08); transform:translateY(-2px)}

/* Process timeline */
.timeline{display:grid; grid-template-columns:repeat(4,1fr); gap:18px; position:relative}
.timeline::before{content:''; position:absolute; top:40px; left:8%; right:8%; height:1px; background:linear-gradient(90deg, var(--border), var(--royal-300), var(--border)); opacity:0.6}
@media(max-width:900px){.timeline{grid-template-columns:1fr 1fr}.timeline::before{display:none}}
@media(max-width:600px){.timeline{grid-template-columns:1fr}}
.step{position:relative; background:#fff; border:1px solid var(--border); border-radius:20px; padding:24px; text-align:left}
.step-num{width:48px; height:48px; border-radius:14px; background:var(--navy-900); color:#fff; display:grid; place-items:center; font-weight:800; font-family:Space Grotesk,sans-serif; font-size:18px; margin-bottom:14px; box-shadow:0 8px 20px rgba(10,25,49,0.18)}
.step h4{font-size:16px; margin-bottom:6px}
.step p{font-size:13.5px; color:var(--text-muted)}

/* Testimonials */
.testimonial-wrap{position:relative}
.slider{display:flex; gap:18px; overflow-x:auto; scroll-snap-type:x mandatory; scrollbar-width:none; padding-bottom:8px}
.slider::-webkit-scrollbar{display:none}
.testimonial-card{min-width:360px; max-width:420px; scroll-snap-align:start; background:#fff; border:1px solid var(--border); border-radius:20px; padding:24px; box-shadow:var(--shadow-sm)}
@media(max-width:600px){.testimonial-card{min-width:84vw}}
.quote{font-size:15px; line-height:1.6; color:var(--gray-700); margin-bottom:18px}
.person{display:flex; align-items:center; gap:12px}
.avatar{width:44px; height:44px; border-radius:50%; background:var(--gray-100); display:grid; place-items:center; font-weight:800; color:var(--navy-700)}

/* Stats */
.stats-bar{display:grid; grid-template-columns:repeat(4,1fr); gap:18px; padding:28px; background:#fff; border:1px solid var(--border); border-radius:20px; box-shadow:var(--shadow-sm)}
@media(max-width:800px){.stats-bar{grid-template-columns:1fr 1fr}}
.stat{text-align:center}
.stat-value{font-family:Space Grotesk,sans-serif; font-size:42px; font-weight:700; letter-spacing:-0.04em; line-height:1; color:var(--navy-900)}
.stat-value span{color:var(--royal-500)}
.stat-label{margin-top:8px; font-size:12px; font-weight:700; letter-spacing:0.10em; text-transform:uppercase; color:var(--text-muted)}

/* FAQ accordion */
.accordion{display:grid; gap:12px}
.acc-item{border:1px solid var(--border); border-radius:16px; background:#fff; overflow:hidden; transition:all .22s}
.acc-item.open{border-color:var(--royal-300); box-shadow:0 8px 24px rgba(47,91,255,0.08)}
.acc-trigger{width:100%; display:flex; align-items:center; justify-content:space-between; gap:16px; padding:18px 20px; background:transparent; border:0; cursor:pointer; text-align:left; font-weight:700; font-size:15px}
.acc-trigger i{width:28px; height:28px; border-radius:50%; background:var(--gray-100); display:grid; place-items:center; transition:all .22s; flex-shrink:0}
.acc-item.open .acc-trigger i{transform:rotate(180deg); background:var(--royal-500); color:#fff}
.acc-content{display:grid; grid-template-rows:0fr; transition:grid-template-rows .28s var(--ease-out)}
.acc-item.open .acc-content{grid-template-rows:1fr}
.acc-content-inner{overflow:hidden}
.acc-content-inner p{padding:0 20px 18px; color:var(--text-muted); font-size:14.5px; line-height:1.6}

/* Final CTA */
.cta-big{background:linear-gradient(135deg, var(--navy-900) 0%, #1A2F6D 50%, var(--royal-600) 100%); border-radius:32px; position:relative; overflow:hidden; padding:72px 40px; color:#fff; text-align:center; margin:0 16px}
.cta-big::before{content:''; position:absolute; inset:0; background:radial-gradient(600px 400px at 80% 20%, rgba(255,255,255,0.12), transparent 70%)}
.cta-big h2{font-size:clamp(28px, 4.5vw, 52px); max-width:16ch; margin:0 auto 14px; position:relative}
.cta-big p{color:rgba(255,255,255,0.72); max-width:52ch; margin:0 auto 24px; font-size:17px; position:relative}
.cta-big .btn{position:relative}

/* Footer */
.footer{margin-top:48px; background:var(--navy-950); color:rgba(255,255,255,0.72); padding-top:64px}
.footer-grid{display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr 1.2fr; gap:32px}
@media(max-width:1024px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.footer-grid{grid-template-columns:1fr}}
.footer-brand{max-width:360px}
.footer-logo{display:flex; align-items:center; gap:10px; color:#fff; font-weight:900; font-size:20px; letter-spacing:-0.03em; margin-bottom:14px}
.footer-grid h4{color:#fff; font-size:13px; letter-spacing:0.12em; text-transform:uppercase; margin-bottom:16px}
.footer-grid a{display:block; padding:6px 0; font-size:14px; transition:.2s}
.footer-grid a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.10); margin-top:40px; padding:24px 0; display:flex; flex-wrap:wrap; gap:18px; justify-content:space-between; font-size:13px}
.socials{display:flex; gap:8px}
.socials a{width:36px; height:36px; border-radius:100px; background:rgba(255,255,255,0.08); display:grid; place-items:center; border:1px solid rgba(255,255,255,0.10)}
.socials a:hover{background:rgba(255,255,255,0.14)}

/* Newsletter */
.newsletter-box{display:flex; gap:8px; margin-top:12px}
.newsletter-box input{flex:1; height:44px; background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.14); border-radius:100px; padding:0 16px; color:#fff; outline:0}
.newsletter-box input::placeholder{color:rgba(255,255,255,0.44)}

/* Forms Premium */
.form-wrap{background:#fff; border:1px solid var(--border); border-radius:20px; padding:26px; box-shadow:var(--shadow-sm)}
.form-grid{display:grid; grid-template-columns:1fr 1fr; gap:14px}
.form-grid.full{grid-template-columns:1fr}
@media(max-width:700px){.form-grid{grid-template-columns:1fr}}
.field{display:grid; gap:6px}
.field label{font-size:12.5px; font-weight:700; letter-spacing:0.04em; color:var(--gray-700)}
.field input,.field select,.field textarea{height:46px; border:1px solid var(--border); border-radius:12px; padding:0 14px; background:#fff; outline:0; transition:all .18s; font-size:14.5px}
.field textarea{height:auto; min-height:110px; padding:12px 14px; resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--royal-500); box-shadow:0 0 0 4px rgba(47,91,255,0.12)}
.field .error-msg{font-size:12px; color:#DC2626; display:none}
.field.has-error input,.field.has-error select,.field.has-error textarea{border-color:#DC2626; background:#FEF2F2}
.field.has-error .error-msg{display:block}
.honeypot{position:absolute !important; left:-9999px !important; top:auto !important; width:1px !important; height:1px !important; overflow:hidden !important}
.form-actions{margin-top:18px; display:flex; gap:12px; align-items:center; flex-wrap:wrap}
.form-note{font-size:12px; color:var(--text-muted); line-height:1.5}
.btn-loading{position:relative; pointer-events:none; opacity:0.86}
.btn-loading::after{content:''; width:18px; height:18px; border:2px solid rgba(255,255,255,0.3); border-top-color:#fff; border-radius:50%; animation:spin .7s linear infinite; display:inline-block}
@keyframes spin{to{transform:rotate(360deg)}}

.alert{padding:14px 16px; border-radius:12px; font-size:14px; line-height:1.5; display:none}
.alert.success{display:block; background:var(--emerald-50); border:1px solid #BBF7D0; color:#065F46}
.alert.error{display:block; background:#FEF2F2; border:1px solid #FECACA; color:#991B1B}

/* Pages generic */
.page-hero{padding:calc(var(--header-h) + 48px) 0 48px; background:linear-gradient(180deg, #F8FAFF 0%, #FFFFFF 100%); border-bottom:1px solid var(--border); position:relative; overflow:hidden}
.page-hero::before{content:''; position:absolute; inset:0; background:radial-gradient(600px 400px at 70% -10%, rgba(47,91,255,0.10), transparent 60%)}
.page-hero h1{font-size:clamp(32px, 5vw, 56px); max-width:18ch; position:relative}
.page-hero p{margin-top:14px; color:var(--text-muted); font-size:18px; max-width:60ch; line-height:1.6; position:relative}
.breadcrumb{display:flex; gap:8px; align-items:center; font-size:13px; color:var(--text-muted); margin-bottom:18px}
.breadcrumb a{color:var(--royal-500); font-weight:600}

/* Pricing cards */
.pricing-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:20px; max-width:1020px; margin:0 auto}
@media(max-width:900px){.pricing-grid{grid-template-columns:1fr}}
.price-card{background:#fff; border:1px solid var(--border); border-radius:24px; padding:28px; position:relative; overflow:hidden; display:flex; flex-direction:column}
.price-card.featured{border-color:var(--royal-300); box-shadow:0 16px 48px rgba(47,91,255,0.14); transform:translateY(-4px)}
.price-card.featured::before{content:'Most Popular'; position:absolute; top:14px; right:-32px; background:var(--royal-500); color:#fff; font-size:11px; font-weight:800; letter-spacing:0.08em; text-transform:uppercase; padding:6px 40px; transform:rotate(30deg)}
.price-head{margin-bottom:18px}
.price-title{font-size:20px; font-weight:800; letter-spacing:-0.02em}
.price-sub{font-size:14px; color:var(--text-muted); margin-top:4px}
.price-cta{margin-top:auto; padding-top:22px}

/* Compliance banner */
.compliance-banner{border:1px solid #FDE68A; background:#FFFBEB; border-radius:14px; padding:14px 18px; display:flex; gap:12px; align-items:flex-start; font-size:13px; line-height:1.5; color:#92400E; margin:24px 0}
.compliance-banner strong{color:#78350F}

/* Scroll reveal */
.reveal{opacity:0; transform:translateY(18px); transition:all .7s var(--ease-out)}
.reveal.in{opacity:1; transform:none}

/* 404 */
.nf{display:grid; place-items:center; min-height:60vh; text-align:center; padding:80px 0}
.nf h1{font-size:clamp(64px, 12vw, 140px); line-height:0.9; letter-spacing:-0.05em; background:linear-gradient(180deg, var(--navy-900), var(--royal-500)); -webkit-background-clip:text; background-clip:text; color:transparent}

/* Blog cards */
.blog-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:18px}
@media(max-width:900px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.blog-grid{grid-template-columns:1fr}}
.blog-card{border-radius:20px; overflow:hidden; border:1px solid var(--border); background:#fff; transition:all .24s}
.blog-card:hover{transform:translateY(-2px); box-shadow:var(--shadow-md)}
.blog-thumb{height:180px; background:linear-gradient(135deg, #EEF2FF, #E0EAFF); position:relative}
.blog-body{padding:18px}

/* Timeline visual line */
.dot-pulse{position:relative}
.dot-pulse::after{content:''; position:absolute; inset:0; border-radius:50%; background:var(--emerald-500); animation:pulse 2s infinite}
@keyframes pulse{0%{transform:scale(1); opacity:0.6} 100%{transform:scale(2.4); opacity:0}}

/* Utilities */
.muted{color:var(--text-muted)}
.center{text-align:center}
.max-640{max-width:640px}
.max-720{max-width:720px}
.mt-24{margin-top:24px}
.mb-12{margin-bottom:12px}
.flex{display:flex}
.items-center{align-items:center}
.gap-8{gap:8px}
.gap-12{gap:12px}
.inline-icon{width:18px; height:18px; display:inline-grid; place-items:center}

/* Legal prose */
.prose{max-width:800px}
.prose h2{margin:32px 0 12px; font-size:22px}
.prose h3{margin:24px 0 10px; font-size:16px}
.prose p{color:var(--gray-700); font-size:15px; line-height:1.7; margin-bottom:14px}
.prose ul{list-style:disc; padding-left:22px; color:var(--gray-700); display:grid; gap:8px; margin:12px 0 18px}
.prose a{color:var(--royal-500); text-decoration:underline}

/* Accessibility */
.skip{position:absolute; left:-9999px; top:auto; width:1px; height:1px; overflow:hidden}
.skip:focus{left:16px; top:16px; width:auto; height:auto; padding:10px 14px; background:#fff; border-radius:10px; z-index:99}